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Andrew Elsden - stories, tales , rural and social and business issues past and present as I see them.


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Farm Inheritance Tax - Not Just Land
In this second  post I will demonstrate how inheritance tax can affect a tenant farmer by referring to a real life example from my past...
Nov 13, 20245 min read
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When to blow the budget!
Every person that has well run personal or business finances works to a budget of various simplicity or complexity. Whether it be how...
Jul 2, 20233 min read
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Overdraft Charges
Farming businesses have seen considerable rises in working capital requirements that is, the amount of cash required to see your...
Jun 28, 20235 min read
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DEALING WITH CROP FAILURE
INTRODUCTION This guide is designed primarily for UK arable farmers but can be applied to others especially those businesses with a...
Feb 6, 20238 min read
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What Bank Manager?
In July 2021 I posted a detailed description on how a Bank manager views a farm for lending risk purposes. The advice in it still holds...
Jun 1, 20224 min read
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Are Alpacas Commercially Viable?
In May 2012, Dianne Simmons, the first known person to catch TB from alpacas in the UK said, " I fear petting zoos could be riddled with...
Sep 1, 20214 min read
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FARMING FOR NOWT – (Part 4 TAKING CONTROL OF CASH)
On this fourth of 4 posts for small family farms I examine ways you may consider improving your situation. It's not easy.
Aug 15, 20218 min read
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FARMING FOR NOWT (Part 3 – Tracking your money).
In this 3rd post designed for small family farms I give some simple guidance to track your cash and calculate your net wealth.
Aug 14, 20215 min read
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FARMING FOR NOWT (Part 2 – how you feel about your farm? and Sources of help)
This second post designed for small family farms encourages you to ask the difficult question, "How do you feel about your farm?"
Aug 13, 20215 min read
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FARMING FOR NOWT (Part 1 Your attitude towards money).
In this first of four posts designed for small family farms I ask you to consider your attitude towards money.
Aug 12, 20215 min read
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How a Bank views my Farm?
In the following I make no apology for the simplicity of what I have put. What seems obvious to one person is not to another. Indeed it...
Jul 19, 202112 min read
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