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Andrew Elsden - stories, tales , rural and social and business issues past and present as I see them.
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Nov 18, 20245 min read
Losers - Ag Property Relief on Inheritance Tax
In my last post on Inheritance tax I consider the losers and the loss of social structures and care that family businesses provide....
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Nov 13, 20245 min read
Farm Inheritance Tax - Not Just Land
In this second  post I will demonstrate how inheritance tax can affect a tenant farmer by referring to a real life example from my past...
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Nov 12, 20247 min read
Business and Agricultural Property Relief Inheritance Tax Changes - email to my MP
In the Chancellor's Autumn budget of 2024 changes were made to Inheritance tax Relief that reduced this relief on the value of both...
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Sep 12, 20233 min read
CONTINGENCY
What would you do if your business experienced a disaster? 2002 saw me attending a meeting at one of Barclays Bank’s computer centres....
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Sep 5, 20237 min read
How to Borrow Money for your Business
This is a simple explaination of Business Borrowing - I make no apology for keeping it simple. There are four common ways that a business...
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Jul 16, 20233 min read
Can your business rely on social media?
Can your business rely upon social media? In the rural economy word of mouth and local reputation can be key. But where is the first...
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Jun 28, 20235 min read
Overdraft Charges
Farming businesses have seen considerable rises in working capital requirements that is, the amount of cash required to see your...
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Jan 8, 20222 min read
Succession - The Need to Talk and Listen
Once upon a time there were two brothers, very healthy and in their late sixties, one had no children, the other had a son who was in the...
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Aug 14, 20215 min read
FARMING FOR NOWT (Part 3 – Tracking your money).
Many times as an Agricultural Bank Manager I sat down with an apparently profitable farming business and the owners sat there open...
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Aug 13, 20215 min read
FARMING FOR NOWT (Part 2 – how you feel about your farm? and Sources of help)
How do you feel about your farm? • Does it feel harder than it should be? • Are you constantly short of money? • Do you keep receiving...
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Jul 19, 202112 min read
How a Bank views my Farm?
In the following I make no apology for the simplicity of what I have put. What seems obvious to one person is not to another. Indeed it...
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