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Andrew Elsden - stories, tales , rural and social and business issues past and present as I see them.


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Sidebar - The Suicidal Fishmonger and an Accusation of Media Contagion
The suicide of a fishmonger in Spalding sees allegations of contagion. The latest sidebar of items not to make the text of Marsh Fen & Town
Aug 6, 20244 min read
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CONTINGENCY
What would you do if your business experienced a disaster? 2002 saw me attending a meeting at one of Barclays Bank’s computer centres....
Sep 12, 20233 min read
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How to Borrow Money for your Business
This is a simple explaination of Business Borrowing - I make no apology for keeping it simple. There are four common ways that a business...
Sep 5, 20237 min read
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Wooden Dollars and Trade Tokens
You may have heard the phrase “wooden dollars” when referring to spurious values of such items as natural capital values. The term refers...
Jul 21, 20233 min read
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Can your business rely on social media?
Can your business rely upon social media? In the rural economy word of mouth and local reputation can be key. But where is the first...
Jul 16, 20233 min read
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Are Pension Schemes Effective for Part Time Workers?
Much employment in the rural sector relies upon part time and seasonal work especially in agriculture and hospitality. Many part time...
Jul 14, 20232 min read
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Inland Revenue, PAYE, State Pension - Why are they hard to deal with?
This summer the Inland Revenue has declared a shutdown of its Tax helpline for the summer. The impact of this is , in my opinion,...
Jul 6, 20234 min read
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When to blow the budget!
Every person that has well run personal or business finances works to a budget of various simplicity or complexity. Whether it be how...
Jul 2, 20233 min read
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Import
Have you ever looked at a good deal to buy a piece of equipment online and then realized that it is in America or some other country only...
Jul 1, 20233 min read
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Fixed Rates - How do you view them?
"I've got a good fixed rate," are words that make me cringe. So often they indicate, whether it be for a business debt or a personal...
Jun 30, 20233 min read
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Overdraft Charges
Farming businesses have seen considerable rises in working capital requirements that is, the amount of cash required to see your...
Jun 28, 20235 min read
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CCTV
CCTV – Legal and practical considerations when installing CCTV It is increasingly common for farms and other rural businesses to decide...
Jun 21, 20233 min read
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It's Not As Dangerous as it Looks.
These are the reassuring words a farmer gave to me as he stood in his improvised “cherry-picker”. This comprised of a potato box on a...
Jun 18, 20234 min read
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Is Your Bank Branch Closing?
In response to the planned closure of Seahouses and Alnwick branches of Barclays Bank Councillors Gordon Castle, Wendy Pattison and Guy...
May 27, 20239 min read
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"When will you pay me?" Say the bells of Old Bailey.
“If you are going to work for yourself you cannot be afraid to ask for your own money.” These are words that I recall my father telling...
May 24, 20233 min read
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What it was like being an LRSN Call Handler.
Until December 2022 I was an LRSN call handler and volunteer through what had been a busy period. My move to Northumberland meant I...
Apr 22, 20235 min read
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REPOSSESSION - What to expect if your farmhouse is to be repossessed.
The nature of farming is that often the Bank has a charge over a farmer’s home to support the business borrowing. This charge may be part...
Feb 15, 20234 min read
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DEALING WITH CROP FAILURE
INTRODUCTION This guide is designed primarily for UK arable farmers but can be applied to others especially those businesses with a...
Feb 6, 20238 min read
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Profits Warning for your Holiday Stay
Farmers are consistently being told to diversify their businesses and one of the most common forms of diversification is the rural...
Aug 24, 20224 min read
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Could you identify slavery in your business?
I was talking to a canteen worker in a local food processing factory in Spalding a few months ago when they described how the gang labour...
Aug 9, 20225 min read
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